Is job-lock (the locking of a person into a specific job beyond when they would like to be there) occurring in the U.S.?
Are entrepreneurs being forced to stay in wage jobs, working for someone else, because of the fear of losing their health insurance?
Below are a few pieces of research/data sources that I've come across recently that are attempting to make research contributions to this question.
But before I comment on them and their source data, it has to be said that all of these research efforts are attempting to get at the impact of health insurance provision on entrepreneurial entry in the United States but because of limitations in how the data is collected none of the efforts really gets at the real issue.
Simply put, there is a belief that more potentially innovative nascent entrepreneurs are kept from starting a business (or doing so full-time) because they are tied to a job in which they receive health insurance.
None of these data sources/research is able to ask this exact question and realizing the limits of their data to the analysis is critical.
Someday, I hope there will be some data that can really inform this question more directly, but I am not currently aware of any such data in development. I certainly am of the crowd that believes this problem to be huge.
Past posts related to health insurance:
More on Medical Insurance
NFIB on Medical Insurance
Surveys on Health Insurance #2
Studying Small Business Financing Across Countries
The Best Uses of NETS
As a director in Research and Policy, E.J. Reedy oversees the Ewing Marion Kauffman Foundation’s research initiatives related to education, human capital development, and data.
Since joining the Kauffman Foundation in 2003, Reedy has been significantly involved in the coordination of the Foundation’s entrepreneurship and innovation data-related initiatives, including the Kauffman Firm Survey, for which he served as a principal investigator, and the Foundation’s multi-year series of symposiums on data, as well as many web-related projects and initiatives. He is a globally recognized expert in entrepreneurship and innovation measurement and has consulted for a variety of agencies.
Defining Entrepreneurship: From Dataset to Mindset
The 2016 Mayors Conference in 14 Tweets
2017 Kauffman Junior Faculty Fellowships: Top Scholars Wanted
Is Entrepreneurship the Most Productive Part of our Economy?
Highlights from the 2016 REER Conference